Applying for refinance mortgage loans is a wise way to get out from under debt woes.  Although it might seem that you will just be taking on another financial burden for the next few months, it will in fact help you to pay off debts. 

A refinance mortgage is simply a loan that you are taking out using your home as collateral.  It is easier to get approved for this type of loan than others because there is already a pre-existing asset that will serve as security for the money.  Just get refinance mortgage online quotes from creditors and borrow from the one that offer the lowest interest rate.